Funding your future starts here

 

Compare financing options with 8B’s lending partners, or start your application with 8B today.

8B rates start at 8.86% APR*

Start Undergraduate Application

Start Graduate Application

Compare Loans from 8B Lending Partners

Eligibility Criteria
School List

Why Finance Your Education With 8B?

8B’s student loans enable you to succeed both in the classroom and following graduation.

  • Competitive Interest Rates

    Find the most competitive interest rates for African Students.

  • Rate Discounts

    Significant interest rate discounts for using auto-pay and a graduation discount.

  • Exclusive access to the 8B Community

    Members can access 8B’s peer-to-peer network, mentors, jobs board and more to help set you up for success with your money and career.

  • Fast, Secure, Online Application Process

    US based cosigners are not required.

  • Flexible Lending Terms

    Borrow up to the total cost of education from hundreds of U.S. colleges and universities – Up to $25,000 max per year.

  • Six Months Grace Period

    Members get a 6-month grace period following graduation to prepare for post graduate transition.

Start Undergraduate Application
Start Graduate Application

*Interest rates range from 8.86%-14.83% APR. Actual interest rates are impacted by the presence of a cosigner and degree type. APRs include a 5% origination fee charged to all borrowers. The lowest interest rates (and associated APRs) are available to borrowers who apply with a cosigner and qualify for the two available rate discounts. There is a 0.75% interest rate discount for successfully enrolling in and making automated monthly payments and 0.50% interest rate discount upon graduation (subject to verification). Cosigners are not required; however, applying with a cosigner can improve your chances of approval and of obtaining a lower interest rate.